Burial Insurance - Funeral Insurance - Funeral Expenses Insurance

Funeral Expenses Insurance | Funeral Insurance Calculator

Family Holding Hands

Our focus is on providing tools and information to help you estimate funeral expenses and show you Funeral insurance options that can take care of those needs. We will help you to insure that your family has the necessary available resources to pay the expenses incurred by end of life, and has a written record of your or your loved ones last wishes. Pre planning and making arrangements for end of life is an important responsibility that can help your loved ones avoid additional hardship in a time of great loss.

Funeral Insurance to protect your family.

Funeral Expenses Insurance is a type of insurance coverage specifically set up to cover the costs of funeral and burial. It is usually Whole Life insurance coverage, because it is impossible to know exactly when it will be needed, and the last thing you want is a policy that runs out right before it was needed to protect your family.

Funeral Expenses Insurance quotes can be obtained quickly and easily.

To get a quote today, fill out the form above, or to estimate your needs fill out the Funeral Expenses Calculator below. It will help you see the actual expenses, and let you know how much insurance is necessary to fit your needs, in addition to generating a planning document to help your family.

How do I choose the best funeral insurance for me?

Too often when searching for the best funeral insurance policy, people focus only on the price. Cost is always important when it comes to funeral insurance, but it is worth looking slightly deeper into why some plans have a different cost than another policy. Too often, the cheaper is policy is just that, cheap. The coverage it offers is usually not the same, there may be a waiting period, there may be future rate increases, the coverage may expire, or some combination of these and other factors. Also, you have to qualify for coverage. After all, not everyone can qualify for every funeral policy.

Instead, work with an independent agent who can discuss your unique situation to find the right combination for you. Try to find a policy that offers the most coverage as soon as possible, without rate increases at a rate that fits your budget. After all, the most important thing is to have a policy in force at your passing. Your family will be glad that you had insurance to take care of your final expenses and see that you receive a proper burial. The best funeral insurance policy is the one that meets your needs, fits your budget, and provides the money needed to give you a proper service.

Funeral Insurance Calculator

There are a lot of costs to consider related to a funeral. Not every funeral is the same, it can vary from state to state, city to city, and by the desired service. There are a lot of decisions to make, and careful planning can insure that your wishes are met, and that costs are kept as reasonable as possible.

Please use our funeral expenses insurance calculator below.

The form below will give you a detailed estimate of costs for your specific funeral wishes, and provide you with a planning document.

Upon completion a printout will be generated, and sent to one of our specialists to review with you, and provide to assist your family in planning your final wishes. They will give you a call and discuss your options for financing your funeral expenses via insurance or prepayment, answer any questions you have, and send you a copy of your printed wishes.

Not all questions are necessary, they are there to provide a general outline of your wishes, but since you may not choose to use all options, it is not necessary to fill in every form item.

Caskets

Caskets range from $800 all the way up into the tens of thousands of dollars. A good estimate would be around $2000 for a casket design that is similar to what you usually see at a funeral. If you purchase through a manufacturer or online, rather than through a local funeral home, you can save hundreds of dollars or thousands of dollars on the purchase.

Please choose an example to show your price range, and put any notes into the field below.

$900 dollar casket $1500 Casket $3000 Casket

$900 Discount Casket

$1500 Oak or Steel Casket

$3000 Bronze and Copper
Notes:

Funeral Homes

The memorial service at the funeral home or church, along with expenses of internment ranges from $2500 to $7000 dollars on average for a traditional service with viewing, or a memorial service.

Often, if you plan ahead of time, you can get a quote from a funeral home, in writing, and have the amount you will pay pre-planned. Often they will attempt to get you to prepay, which can be a mistake. Most funeral homes employ or have partnerships with insurance agents, and sometimes the policy they offer or use is not the best available option.

Estimate or quote:
Preferred Location of Services:
Special requests or notes about service:
Minister, Music, etc.

Cremation

Cremation ranges in expense from $350 to $500 dollars, plus the cost of memorial and casket choice. While cremation is much less expensive, the often overlooked cost of casket and memorial are not included.

I prefer to be cremated.
Wishes for remains:

Cemetery Plot

A cemetary plot can range in price from $3500 dollars, up to $10,000. A plot may not be necessary if cremation is chosen, and burial on private property is also sometimes an allowed choice, depending on state. Mausoleums are typically less expensive, in the $2000 to $3000 range.

Estimated cost of plot:
Preferred burial location:

Monument

A simple plaque or headstone is commonly used at the burial site, and they can range in cost from $200 or $300 dollars for a simple plaque, up to $4000 or more for a larger stone with custom engraving. You could have one or the other or both present at the grave site.

$1200 Burial Headstone $4000 Burial Monument
Headstone Monument
What would you
Like Enscribed
On Your Monuments?

Burial

The cost of transport and burial ranges from around $300 to $500 depending on area of the country.

If cremation is not chosen, the $400 average will be added to the estimate.

Social Security Death Benefits

A one time payment of $255 is made as a survivors benefit to the spouse or surviving children. This amount is grossly inadequate for any burial option, including cremation. The social security administration's website shows the exact benefit here. Link will open in a new window, and you will not lose your place in the form.

Military Death Benefits

For non service related death, the VA typically pays $700 toward burial and funeral expenses, and a $700 plot-interment allowance. While this would not pay the entire cost, it is a decent sum, and should not be ignored. Benefits and required forms can be found here. Link will open in a new window, and you will not lose your place in the form.

Are you a veteran eligible for military burial benefits?

Survivors and Family

List family and survivors here, to help facilitate writing of funeral documents and obituaries.

Spouse:
Children:
Grandchildren:
Father:
Mother:
Siblings:
Other Family
Desired to List:

Obituary

If you have specific things you would like written in your Obituary, please put them here. Include achievements you are proud of, or other things you would like people to remember about your life.

Obituary:

Your Contact Information

Please put your contact information in below, we need this information in order to deliver your planning document, along with answering any questions you might have about how to pay for your funeral expenses. Please enter your information below, and one of our agents will be in contact soon to deliver your planning document.

Name:
Email:
Phone: State:
Gender: Male Female Age:

Contact information is necessary to deliver information and answer questions.


We will never sell your information to others. We only want to speak with those who need our help, but we cannot fully understand your situation without speaking with you one on one, and going over options so that we know we're helping you to make the correct choice.

Please fill out our form to arrange to speak with an agent or give us a call, toll free at 877-601-0504.